ATV Insurance
ATV insurance is essential for protecting yourself, your ATV, and others while enjoying off-road adventures. By understanding your coverage options and selecting the right policy for your needs, you can ride with confidence, knowing that you're prepared for whatever the trail may bring.
ATV insurance covers you as the rider and your off-road vehicle for your ATV. The coverage for liability on your ATV policy can help pay for the material damage or injuries you cause while driving. Off-road vehicle insurance can also cover the expenses of fixing or buying a new ATV.
At Hit & Go Insurance, we offer ATV insurance and provide additional coverages to safeguard any changes you've made to your vehicle, in addition to the equipment you use and other items you transport on your motorbike.
ATV Coverage
Bodily injury insurance protection: Pays for injuries you cause somebody else whilst enjoying any on-road vehicle, up to the coverage's highest level.
Bodily injury property harm: Covers harm that occurs to property owned by another person if you are responsible for a collision, up to the coverage's amount.
Collision coverage covers the cost to repair or replace your ATV if it hits another vehicle or immovable object, minus the deductible that you paid.
Comprehensive coverage protects unexpected incidents beyond your control, including theft, vandalism, animal interaction, fire, and weather-related deterioration, minus your deductible.
Medical payments: Provides coverage for medical expenditures for you and your passengers in the event of an ATV/UTV accident, regardless of responsibility.
Additional Tips from Our Experts
- Understand Coverage Limits: Familiarize yourself with the coverage limits, deductibles, and exclusions of your ATV insurance policy to ensure you have adequate protection.
- Follow Safety Guidelines: Practice safe ATV riding habits, including wearing appropriate safety gear, obeying traffic laws, and avoiding risky maneuvers.
- Maintain Your ATV: Regularly inspect and maintain your ATV to prevent accidents and ensure it's in good working condition.
- Review Your Policy: Periodically review your ATV insurance policy to make sure it still meets your needs and adjust coverage as necessary.